AI-Powered Payroll by Surf

The last payroll software
you'll ever

From onboarding your team to running payroll and managing tax filings, Surf brings the work together in one intelligent platform — giving you more time to focus on your business.

AI-Powered Payroll · People · Compliance

From new hire to payday, we've got the details covered.

Bring employee onboarding, payroll, and the work behind every payday into one connected experience — with AI-powered assistance and support when you need it.

Employee onboarding profile with Form W-4 and connected direct deposit

New hires in. Paperwork handled.

Collect employee details, Form W-4 and direct deposit information through guided onboarding, with AI helping reduce manual data entry.

Payroll history documents organized into employee records through AI processing

Bring your payroll history along.

Upload previous payroll documents and let AI help identify employees, classify historical records, and organize payroll information for migration.

Federal and state payroll tax breakdown with a ready-for-filing checklist

Payroll taxes, with fewer loose ends.

Calculate payroll taxes, manage supported federal and state tax-filing workflows, and get AI-assisted help understanding payroll tax notices.

Employee profiles connected to documents, timesheets, and benefits

Your people, all in one place.

Manage employee records, signed documents, self-service, timesheets, reimbursements, and benefits-related information through connected HR workflows.

Upcoming payroll total, available balance, and funding review checklist

Know where you stand before payday.

Review your available payroll balance against upcoming payroll requirements and identify potential funding shortfalls before running payroll.

AI payroll request connected to employee data and payroll details, ready for review

Tell Surf AI. Let it do the work.

Ask Surf Intelligence to execute supported tasks, help prepare payroll, and organize employee or historical payroll data. Review the results and approve actions where required.

How Surf works

One conversation. Every payroll task.

Tell Surf what you need in plain English. Surf AI helps execute supported payroll workflows, organize employee information, and prepare tasks for your review.

Speak Naturally

Describe supported tasks in plain language.

AI Does the Work

Let AI execute supported workflows and prepare results.

Review with Confidence

Review prepared results before approval where required.

Stay Ahead of Deadlines

Keep payroll tasks and important dates organized.

Payroll, from start to finish

Every payday starts with a clearer picture.

See who's getting paid, review payroll details, and check your numbers before payday. Surf brings the steps together so you can move forward with greater clarity.

Know who's getting paid.

Bring W-2 employees and 1099 contractors into your payroll workflow. Review employee details, pay information, and hours before preparing your run.

  • Review employee and contractor records.
  • Check pay rates, hours, and applicable deductions.
  • Keep payroll information organized before payday.
Payroll roster · Pay period Oct 1–15Sample data
  • Amara Okafor
    W-2 Employee
    Reviewed
  • Rohan Mehta
    1099 Contractor
    Reviewed
  • Grace Lin
    W-2 Employee
    In review
  • Tom Becker
    W-2 Employee
    Needs hours

See the numbers before you run payroll.

Review gross pay, tax calculations, deductions, and net pay in one place. Make necessary adjustments and check the totals before proceeding.

  • Review gross pay and net pay.
  • Understand applicable tax calculations and deductions.
  • Check payroll totals before approval.
Payroll summary · 4 peopleSample data
Gross pay$48,920.00
Federal income tax−$5,870.40
Social Security & Medicare−$3,742.38
State tax−$1,956.80
Deductions (benefits, 401k)−$2,410.00
Net pay$34,940.42
Ready for review

Know where you stand before payday.

Review available payroll funds against upcoming payroll requirements and identify potential shortfalls before running payroll.

  • Check available funds against payroll needs.
  • Identify potential funding shortfalls early.
  • Review the next steps before processing payroll.
Upcoming payroll · Pay date Oct 17Sample data
Payroll required
$41,350.00
Available balance
$46,800.00
Payroll uses 88% of available funds
  • Funds cover upcoming payroll
  • No shortfall identified
  • Next step: review and approve
Funding status: Review needed before processing
Built for modern payroll

Built for the realities of U.S. payroll.

Everything you need to run payroll confidently—from your first employee to multi-state operations.

0 States Supported

Federal, state, and local payroll compliance built in. 3 more coming soon.

Enterprise-Grade Security

Encrypted data, role-based permissions, and secure infrastructure.

AI + Human Review

Surf completes the work while you stay in control with one final approval.

Built to Scale

Designed for startups, growing teams, and multi-state businesses.

47 of 50 states + D.C. live

Payroll supported in 48 states including D.C. · 3 more coming soon

Live Coming soon: Ohio, Kentucky, Pennsylvania
Payroll taxes & compliance

Payroll taxes, with fewer loose ends.

Calculate payroll taxes, manage supported federal and state tax-filing workflows, and get help understanding payroll tax notices—all within a more organized payroll experience.

  • Payroll tax calculations
    Review applicable payroll tax amounts as part of the payroll workflow.
  • Federal and state tax filing
    Manage supported filing workflows and review their status.
  • Tax notice assistance
    Use Surf's supported AI-assisted workflow to analyze notices and understand potential next steps.
Payroll tax summaryIllustrative UI
Tax period
Oct 1 – 15
Current payroll
4 people
Review
In review
Calculated from this payroll
  • Federal payroll taxes$5,870.40Calculated
  • State payroll taxes$1,956.80Calculated
Tax filing workflowReview required
Supported federal and state filings
Tax notice assistance
Notice reviewed · potential next steps outlined
Ready for reviewReview tax details
Check applicable amounts and filing status.
Get started with Surf

Switching payroll shouldn't feel like starting over.

Whether you're setting up payroll for the first time or switching from another provider, Surf AI handles the heavy lifting—so you can stay focused on your business.

Step 01
Tell Surf about your business
  • Business profile created
  • Bank account connected
  • Payroll calendar generated
  • Tax registrations prepared
Step 02
Invite your team
  • Employees onboarded
  • Tax forms collected
  • Direct deposits configured
  • Benefits enrolled
Step 03
Review once. Go live.
  • Payroll calculated
  • Compliance verified
  • Ready for approval
  • First payroll prepared
Surf AI · Live
Set up payroll for my business
  • Business profile created
  • Payroll calendar generated
  • Team invited & verified
  • First payroll calculated
Payroll Ready
Setup completed in minutes
Three colleagues smiling together outdoors
Surf

Payroll, right at your fingertips.

Run payroll on the go with the Surf app. Pay your team, review payroll details, and keep every pay run on track — wherever work takes you.

Who it's for

Built for every team. Personalized for yours.

Every business runs payroll differently. Surf adapts to your industry, your workflows, and the way your team works—without changing how you operate. One AI. Different workflows.

Healthcare

Run payroll across clinics, hospitals, and care teams while staying compliant with complex labor and shift rules.

  • Multi-location payroll
  • Shift & overtime compliance
  • Credential-based onboarding
  • Automated tax filings
  • Startups
  • Small Business
  • Technology
  • Accounting Firms
  • Manufacturing
  • Financial Services
  • Education
  • Automotive
  • Growing Teams
  • Healthcare
  • Professional Services
  • Construction
  • Retail
  • Non-profit
  • Logistics
  • Remote Teams
  • Startups
  • Healthcare
  • Accounting Firms
  • Retail
  • Education
  • Remote Teams
  • Growing Teams
  • Technology
  • Construction
  • Financial Services
  • Logistics
  • Small Business
  • Professional Services
  • Manufacturing
  • Non-profit
  • Automotive